Blue Cash Preferred Card from American Express

Imagine a typical month: two or three trips to the grocery store totaling around $400 to $500, a couple of visits to the gas station, and maybe a streaming service charge already on your card.

Monthly grocery expenses (6%, capped at $500/mo) Monthly fuel expenses (3%)

Enter your spending to view your reward

With this card, that usual month earns you 6% back at supermarkets, 6% on streaming services, and 3% at gas pumps, rather than the standard 1% or 2% most cards offer regardless of what you purchase.

Here’s the catch: the 6% grocery cashback is capped at $6,000 annually, which breaks down to about $500 a month. If your grocery spending usually stays below that, like it does for most families, you get the full 6% on all your groceries, not just a portion.

Is a 670 Credit Score Achievable Now?

You’re spending on groceries and gas regardless, so that part stays the same. The real question is whether the account you use for those purchases could actually reward you. If your credit score is already in the high 600s, you’re close to qualifying for this card. If it’s lower, the approach is the same as improving any score: pay your bills on time without fail, and keep your current card balances well below their limits. Most people who follow that routine see their score improve within six to twelve months.

Escrito por

Rafael Willians